The future of managing health costs

Ruby is a healthcare cost management company that helps health plans and employer-sponsored programs reduce the total cost of care using advanced data science, analytics, and actuarial expertise.

Ruby transforms complex healthcare data into actionable, savings-driven solutions, enabling organizations to better understand and control their total cost of care.

Ruby's proprietary methodology has been developed, tested and applied by actuaries with several patents pending.

What we do

Data-driven healthcare cost management

  • Key metrics and benchmarking

    Establishing a clear baseline of healthcare spend and performance, while identifying outliers that represent savings opportunities.

  • Insights to solutions

    Translating data signals into evidence-based, customized interventions that address root causes – not just surface-level symptoms.

  • ROI measurement and optimization

    Treating every solution as an accountable investment, tracked and refined through ongoing ROI measurement.

  • Predictive modeling

    Anticipating future cost drivers and identifying at-risk members to enable proactive intervention.

How we create value

Turning data into measurable savings

  • Clear cost driver understanding

    A clear understanding of current cost drivers, using metrics such as PMPM, cost trends, risk scores, claims data, and episode-level analytics.

  • Root-cause analysis

    Root-cause analysis, powered by millions of data points, to uncover the "why" behind rising costs.

  • Customized solutions

    Customized, evidence-based solutions tailored to each organization's unique population and risk profile.

  • Continuous performance tracking

    Continuous performance tracking, including monthly scorecards and solution-level ROI reporting down to the member level.

Measurable impact

Proven results in cost reduction

Ruby delivers demonstrated financial results for it's clients, including:

~$75M in new savings

Approximately $75 million in new savings in a single year, representing about 2% of total cost of care.

$198 million in total cost of care reductions

$198 million in total cost of care reductions achieved since implementation across client populations.

5.75% savings

Early client results showing 5.75% savings on annual claims spend through targeted interventions.

Predictive and proactive capabilities

Looking ahead to control costs earlier

  • Identify at-risk members

    Identify members at risk before high-cost events occur.

  • Earlier interventions

    Enable earlier, more effective interventions.

  • Improve predictability

    Improve cost predictability and long-term affordability.

Who we serve

Health plans and cost-focused healthcare organizations

Ruby primarily supports health plans and organizations responsible for managing population health costs, helping them better understand spend, reduce total cost of care, and demonstrate measurable ROI.

Our team

Deep expertise, applied practically

What sets Ruby apart:

Data science with accountability

Every solution is tracked, measured, and optimized for ROI.

Root-cause focus

Ruby goes beyond benchmarking to uncover why costs occur.

Customized, evidence-based solutions

No one-size-fits-all programs.

Commitment to affordability

Sustainable savings that improve both financial and health outcomes.